Obtaining a mortgage in today’s market for a future purchase or refinance can be a complex ordeal. A top financing professional can be critical in getting your offer accepted, or locking in the lowest rates and fees with the most favorable terms. Below are some questions you will want to ask, to make the best […]
The Pre‐Qualification…Your FIRST Step to Financing a Home Because of the complexities of home financing and the numerous loan programs available to the general public, prequalifying must be done by a qualified loan agent (preferably a mortgage originator) in person, via e-mail or over the phone. The prequalification process is both objective and subjective. […]
Moving??? Recently I heard a stat from a Realtor that 10% of the Bay Area’s population in the last 12 to 18 months, have left the Bay Area for other areas throughout CA and abroad. They have left for the following reasons: Less or no state taxes Lower home prices Lower cost of living Crime […]
Are you a Buyer that Keeps Getting Beat on Offers? Here is what we do to differentiate your offer over someone else’s, so the seller more often than not, accepts your offer: We pre-approve you, by running your credit, verifying your income via pay stubs and tax returns, confirm your assets with 2 months of […]
Hope the week is treating you well! For us in lending, it’s a world wind! Never in 30 years have I worked so many hours per week with such concentration for so long since going Shelter In Place on March 17. We had a short stay on SIP but that didn’t last long with SIP […]
Financial Planning can be a complicated equation with several moving parts that are constantly changing. I recently heard that, a house with a crumbling foundation is worthless. A house, like a financial plan, must have a solid foundation or eventually it can be weakened or even worthless! This made me wonder why I rarely hear […]
Happy Friday, Interesting week… Things seemed to be improving financially, but then the Dow reacted with news of new Corona outbreaks (down by 5% yesterday but up today by 1.43% as of this morning). Some good news, unemployment remains much lower here in the bay area compared to other places throughout the US and housing […]
A Very Interesting Week for Real Estate, Unemployment and the Dow Jones! This week, see why the economy is coming back strong. For more info, see https://youtu.be/7DaDcWhDUdg. Home Values Real Estate values continue to stay strong, with multiple offers as Shelter in Place has been modified. Just this week, we pre-approved over twice as many […]
Good Afternoon, I wanted to share with you a recent presentation I did, posted on You Tube, about the impact unemployment will have on local housing values compared to the rest of California with the big question in mind… Are we headed towards a Recession? Are we headed into a Real Estate Correction Feel free […]
Please See this Weeks Market Update that will Discuss the following: Last Weeks Market Review A Look Ahead – What to Expect How Zoom has changed the way we do business! (http://www.mmgweekly.com/w/index.html?SID=86df7dcfd896fcaf2674f757a2463eba) Next and Most Important…please see April’s unemployment numbers that were just released at 10am this morning. California’s unemployment rose from 2.9 in February […]
