Financing That Builds Wealth

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101 Loan found things on my credit report that were negative, but could be removed. Their advice was critical in correcting the discrepancy to get a higher credit score.

We are now living in our dream home, thanks to the 101 Loan Team!

~ Sam P
Mountain View, CA

I would give them 5 and half YELP stars if it was possible.
I had a very complicated situation after my divorce and foreclosure.
They were by me every step of the way and fought hard to get me a wonderful rate. Look no further, I think 101 Loan is the best brokerage.

~ Florin L
San Francisco, CA

Over the past 15 years and on over 1000 purchase transactions, it has been a pleasure to work with 101 Loan. They have continually met the high demands Keller Williams places on you, as well as exceeded our client’s expectations!

~ Michael M
Campbell, CA

The 101 Loan Team helped finalize our loan in record time. We had easy access to all of our financial documents and this made the process go very smoothly. When we had a small difficulty, the team was on it very quickly, solving the situation. Two thumbs up!

~ Heather S
Palo Alto, CA

The 101 Loan Team was great to work with, they were on top of everything. We were able to close in about 17 days, they were fast and responsive. Definitely impressed by their work.

I would recommend them 200%.

~ Javier M
Fremont, CA

As a Realtor, I can rely on the 101 Loan team’s professionalism and ability to get the client to closing. That is a successful Mortgage Planner in my book.

~ Lance H
Santa Cruz, CA

101 Loan has the ability to explain the mortgage process and its pitfalls. They’re amazing mortgage professionals…

One that is knowledgeable, fair, honest and puts the client’s best interests first.

~ Fateh K
San Jose, CA

Why Work With 101 Loan

Unlike a bank or an on-line Mortgage website, we have access to over 30 Lenders … we shop for the lowest rates/lowest fees and customize financing based on Long-term Goals & Short-term Needs

With 30+ years of lending experience, we help get client’s Offers Accepted & Closed On-time

We build Client Wealth … 101 Loan combines Financial/Tax/Estate Knowledge to improve a client’s overall cash flow, leverage their down payment and even help create passive income

The 101 Loan Difference

  • 300+ “5 Star” Reviews on YELP, Facebook & LinkedIn
  • Over $2 Billion in Closed Loan Volume
  • Over 3000 satisfied clients
  • Jumbo Reverse Mortgage Expertise helps Clients Age-In-Place
  • Unsurpassed Financing Options including VA, FHA, First Time Buyer, Construction & Commercial Products

What We Do

  • Residential Financing for Purchases, Refi’s and Cashout Refi’s on 1-4 unit property.
  • Reverse Mortgage Financing to include Conforming, Jumbo and Helocs.
  • Commercial & SBA Financing to include Multifamily, Office, Retail & Industrial.
  • Construction Financing for Remodels, Rehabs, Spec Builds and Developments
  • Hard Money / Equity Based / Bridge Loans for Revocable and Irrevocable Trusts
Link to: Your Guide to Home Financing That Builds Wealth

Learn the Ins and Outs of Financing: Home Financing Made Easy

Financing 101 with 101 Loan

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Team… Thank you so very much for making everything happen so smoothly and swiftly on the purchase of my property in San Luis Obispo. I know this was not a simple thing because I also had to refi my Riverside property for the down payment, while I was in contract and while I was in Portugal. In fact you’re the reason I was able to go into contract and close on this purchase when I returned from my trip. You guys are amazing and I’m so happy to have known you the last 20 years. You’ve always been there for my family and you were there when I needed you most on this purchase! Thank you, thank you, thank you!

“…my in-laws recommended 101 Loan. As soon as we talked to them the anxiety started to fade. They told us it was going to be difficult to close our loan due to the complication, which is probably why the other loan company bailed, but they would make sure to do everything they could to make it happen. I was a little skeptical as I heard that before. But, they ACTUALLY DID!! The 101 Loan team overcame every obstacle, spoke to the seller to reassure them, worked with us every day, and then right as we get to the finish line (escrow) there is a major hack affecting sales all over the country…”

— Melanie and Mason McNulty

“Much like they did for us! They helped us find a way to keep Paul in his house. Without the 101 Loan team Paul would have been forced to move. Our appreciation them is beyond words! Happy Holidays!”

“101 Loan did a great job helping us buy our home. I appreciated the time they took to explain all of our options on how to obtain financing. During the offer construction process, where minutes counted, we were able to get on the phone with them quickly to discuss strategy and make adjustments to make sure that the loan wouldn’t break the bank, so to speak. When the offer was made, the team also lent their support to reach out to the seller and reassure them that we were in a solid position to meet our obligations. Going with 101 Loan gives a level of extra service and responsiveness that can go a long way in a competitive market where time, relationships, and market knowledge count for everything.”

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