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Its So Nice to Offer a Plethora of Lending Products…

July 15, 2026/by 101 Loan

It’s so refreshing to offer lending products, I wasn’t able to provide at a previous company.

These include:

  • Bridge Financing that’s Less Expensive (See Article/Info on Product)
  • Doctor Program at 0% Down up to $2m in loan amount (See Article/Info on Product) Doctors, Dentists, PharmD and Nurses that are CRNA qualify for the program.
  • Reverse 2nd’s that allow a homeowner to keep their current first mortgage (See Article/Info on Product)
  • Traditional Reverse Mortgages that pay off debt and/or a mortgage and allow the client to obtain a HELOC they can draw on in the future with no mortgage payment. (See Article for More Info)
  • DSCR program where the client does not need to show tax documentation, when needing rental property financing.

In addition, I can now provide the following:

  • Competitive Rates on Delayed Financing / Cash Recoup Loan Program where a client paid cash for a home that wanted a portion of his cash back after closing.  We just closed that refinance and this is what the client shared with me… “I have to say that this process was remarkably easy.  I expected it to have a certain amount of pain, but it was incredibly smooth.  Thank you for all your help!  I’ll definitely recommend you to others!”
  • Purchase Loan Closings in 15 days from start to finish.

In closing, I specialize in:

  • Residential and Commercial Financing
  • SBA and Construction Financing
  • Reverse Financing, Bridge Financing and Hard Money

Let my 30+ years of lending experience and access to over 30 banks guide you when it comes to anything real estate or financing related!

Best Regards,

Rob McCarthy
Senior Mortgage Advisor
https://www.101loan.com
650-465-8957 c  rob@101loan.com
CA DRE #01165697 NMLS #121019
101 Loan – 99 South Almaden Blvd, # 600. San Jose, CA 95113

Note:  Rates and fees and programs are subject to change without notice or until locked and approved by the lender.

 

https://101loan.com/wp-content/uploads/2026/07/Lending-Options.png 640 640 101 Loan https://101loan.com/wp-content/uploads/2019/09/lg2.jpg 101 Loan2026-07-15 20:35:142026-07-15 21:14:26Its So Nice to Offer a Plethora of Lending Products…

New Doctor Program…

July 1, 2026/by 101 Loan

Have you Heard of this New Doctor Program?  It’s Amazing!

If your an MD, DDS or Pharmacist (PharmD) you can purchase a home based on the following:

  • O% Down up to a Loan of $2m (720 Mid Fico Required)
  • 5% Down up to a Loan of $2m (680 Mid Fico Required)

Who Qualifies for this Program?

  • Medical Doctor (MD), Doctor of Osteopathy (DO)
  • Dentists (DDS, DMD), Ophthalmologists, Psychiatrists
  • Pharmacists (PharmD) & Podiatrists (DPM)
  • Certified Registered Nurse Anesthetists (CRNA with DNAP or DNP)

What are the Interest Rates right now? (Effective 7/1/26)

  • 7/6 ARM @ 7.125 at 1 Point (APR 7.447) at 0 Down up to $2m in loan
  • 10/6 ARM @ 7.25 at 1 Point (APR 7.443) at 0 Down up to $2m in loan

Notes: Rates are subject to change without notice or until locked and approved by lender.

For more info or to apply, please contact me…

Rob McCarthy – Senior Mortgage Advisor
650-465-8957 c   rob@101loan.com   https://www.101loan.com
CA DRE #01165697 NMLS #121019
101 Loan – 99 South Almaden Blvd, # 600. San Jose, CA 95113

 

 

 

 

https://101loan.com/wp-content/uploads/2026/07/Doctors.png 901 1125 101 Loan https://101loan.com/wp-content/uploads/2019/09/lg2.jpg 101 Loan2026-07-01 17:56:262026-07-01 18:50:14New Doctor Program…

What We Do

  1. Residential Financing for Purchases and Refinances on 1 to 4 unit properties.
  2. Reverse Mortgage Financing to include Conforming, Jumbo, HELOC Jumbo’s.
  3. Commercial & SBA Financing to include Multifamily, Office, Retail and Light Industrial.
  4. Access to over 60 banks with over 300 “Five Star” Reviews on Yelp, Google and Linkedin.
  5. Over 30 years of lending experience with over $2b in closed loan volume.

Latest news

  • “Bridge Financing that’s Less Expensive”July 14, 2026 - 11:08 pm
  • New Doctor Program…July 1, 2026 - 5:56 pm
  • The Truth About Reverse MortgagesJune 16, 2026 - 6:58 pm

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NMLS #121019
DRE #01165697

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101 Loan
c/o Rob McCarthy
99 South Almaden Blvd,
Suite 600
San Jose, CA 95113

650-465-8957
rob@101Loan.com

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