Below is a comprehensive list of what we do and how we differentiate ourselves from other banks, broker’s and credit unions…Any questions, please contact us.
Residential Financing for Purchases and Refinances on 1 to 4 unit properties:
- First Time Buyer Programs that include CalHFA (0 Down Program when Available https://101loan.com/blog/calhfa-financing-zero-down-financing/), Home One (3% down (no limits on income or geographic location with Subsidized Rates), FHA at 3.5% Down up to $1,087m in loan on 1 unit to 4 unit up to $2,095m), VA at 0 down with no MI. USDA and 203k (Not used very often).
- All Non QM programs (DSCR, Bank Statement Programs, Stated Income Programs, Foreign National, No Income Verification, Hard Money (1st and 2nds)
- Every type of Bridge Financing (https://101loan.com/blog/category/bridge-financing/ )
- Jumbo Financing up to $3.5m at 20% Down (Most Retail Banks want 25% to 30% down)
- Real Preapprovals (https://101loan.com/blog/category/preapproval/)
- Access to over 60 Banks
Commercial & SBA Financing (to include Multifamily, Office, Retail and Light Industrial):
- Purchases, Refinances and Cash-Out with access to over 21 Lenders
- Hybrid Financing where the income of the property and the borrowers income is used (Most commercial banks don’t do this)
- Construction Financing for Owner User and Builders
- Unique Property Financing (Financed Silicon Valley Ferrari as example)
Reverse Mortgage Financing to include Conforming, Jumbo, HELOC Jumbo’s:
- HECM’s and Jumbos
- Smart 2nd’s (Propietary Fixed 2nd’s with No Payment)
Seminar Series for Consumers, Realtors and Other Power Partners
- We Offer Many (https://101loan.com/blog/seminars-at-101-loan/)
About 101 Loan:
- Over 300 “Five Star” Reviews on Yelp or at Google
- Over 30 years of lending experience.
- Have Closed over 2 Billion dollars in Loan Volume.
Happy to Discuss any of the above with you.
Senior Mortgage Advisor
650-465-8957 c 408-377-4123 o
CA DRE #01165697 NMLS #121019
101 Loan – 14435 C Big Basin Way, Saratoga, CA 95070
- Residential Financing for Purchases and Refinances on 1 to 4 unit properties.
- Reverse Mortgage Financing to include Conforming, Jumbo, HELOC Jumbo’s.
- Commercial & SBA Financing to include Multifamily, Office, Retail and Light Industrial.
- Access to over 50 banks with over 300 “Five Star” Reviews on Yelp, Google, Facebook and Linkedin.