Need Access to Your Homes Equity? Don’t Want to Refi Your 1st? Would You Like to Defer the Payments? See below…
Do you have a first mortgage at a low rate and you need to access the equity of the home and not make a mortgage payment? The Reverse 2nd may be your answer!
If your a home owner at the age of 55 or more and live in California, please contact me. Minimum loan amount is $250k but program can loan up to $1m on a fixed rate. To qualify, you must live in the home, have a minimum credit score of 640 or higher and must be able to afford the property taxes, insurance and any HOA fees due as applicable.
Use this money for any of the following:
- Pay Off Debt
- Use for a Down Payment on Investment or 2nd Home
- Use for Long Term Care
- Pay for House Improvements.
For more info, please contact me.
Rob McCarthy
Senior Mortgage Advisor
www.101loan.com
650-465-8957 c rob@101loan.com
CA DRE #01165697 NMLS #121019
101 Loan – 99 South Almaden Blvd, # 600. San Jose, CA 95113
Products/Services/Accolades:
* Residential Financing for Purchases and Refinances on 1 to 4 unit properties.
* Reverse Mortgage Financing to include Conforming, Jumbo, HELOC Jumbo’s.
* Commercial & SBA Financing to include Multifamily, Office, Retail and Light Industrial.
* Access to over 30 banks with over 300 “Five Star” Reviews on Yelp, Google and Linkedin.
* Over 30 years of lending experience with over $2b in closed loan volume.





